Then four Nepalese delegates in the study visit composed from the Employees Provident Fund (EPF), Rastriya Banijya Bank (RBB) and the Garima Bikas Bank Limited (GBBL) are visiting Maldives Pension Office (MPO) to learn their policies and practices, structure, investment, retirement benefit packages, digital development, risks and emerging challenges in the service delivery in the Maldives.